Legal

Master Terms and Conditions

PREAMBLE AND NATURE OF THE SERVICE

These UZO Master Terms and Conditions (the "Master Terms" or "TC") stipulate the rights and obligations arising from the access to and utilisation of the Services provided by the Provider, as defined below. They constitute the baseline legal framework applicable to every product, program, tool and feature offered by the Provider, irrespective of the form or media through which it is delivered, unless a separate written agreement between you and us expressly stipulates otherwise.

Each individual product is additionally governed by its own Product Terms (for example, the Evaluation Product Terms, the Instant Product Terms, and the Breakout Product Terms), which supplement and form an integral part of these Master Terms. The Product Terms, together with the parameters published on the relevant product or plans page of the Website and incorporated herein by reference, complete the contractual framework for the relevant Service.

Order of Precedence. In the event of any conflict or inconsistency: (i) the Product Terms prevail over these Master Terms solely with respect to the specific matter they expressly regulate; (ii) in all other respects, these Master Terms prevail; and (iii) the main body of these Master Terms prevails over any schedule, annex or referenced page save where that schedule, annex or page is expressly stated to prevail.

Your personal data is processed in compliance with our Privacy Policy and other applicable legal statutes.

Even though our Services are aimed at behavioural research and the contribution of structured behavioural data only, we feel obligated to preface the entirety of these Master Terms with the following disclaimers, each of which applies to the whole of the contractual relationship between you and us:

Synthetic-Market Behavioural-Data Simulation. The Services provided by UZO are strictly designed as a fully virtual, fictional, non-financial, non-custodial behavioural-data simulation conducted within Synthetic Markets (as defined in Article 1 below). We operate as a quantitative-research and behavioural-data-science company. No real trading on any real market or venue takes place at any time; no order, instruction or position created by you reaches, affects, or constitutes a claim upon any real market, exchange, liquidity venue, financial instrument or counterparty; and all figures displayed within the Simulation are virtual.
No Investment or Gambling Services. We are not a brokerage firm, financial institution, investment firm, payment institution, prop-trading firm, securities issuer, collective-investment vehicle, or gambling/gaming operator. We do not offer trading capital, portfolio or asset management, deposit-taking, funding, profit-sharing, or any opportunity to trade real money or real instruments, nor any appreciation of deposited funds. Outcomes under the Services do not depend on chance. These outcomes depend exclusively on your performance measured against fixed, pre-published criteria and on the research quality of the behavioural data you contribute.
Unregulated Provider. As explained in point 2 above, we are not a brokerage firm nor a trading platform, we do not accept deposits, and we do not allow you to conduct any real-world financial transaction. We are not authorised, registered with, or supervised by the SEC, CFTC, FINRA, NFA, or any equivalent authority in any jurisdiction, and you receive none of the protections (including, without limitation, investor-compensation schemes, SIPC or FDIC insurance, or regulatory oversight) associated with regulated financial services.
No Investment Advice. All content published by us and/or any of our affiliates, irrespective of the form and/or media used, is intended solely for general informational purposes. We do not provide any advice, nor do we issue offers or solicitations to buy or sell securities and/or any other financial or otherwise regulated instruments. We do not offer, extend, or dispense any form of guidance, indication, direction, reference, justification, or information related to the methodology or manner in which transactions should be executed when using our Services or trading in the real world, or any other related information regarding the investment instruments being traded. Additionally, we do not receive or accept any such guidance, indication, direction, reference, justification, or information from you. The services rendered and the information provided do not constitute investment advice or any other type of suggestion. No personnel, agents, or any other third parties acting on our behalf are authorised to provide investment advice or similar suggestions. If any communications or declarations made by any personnel, agents, or other third parties acting on our behalf are construed or understood as investment advice or similar suggestions, we explicitly disavow such interpretations, assume no liability for them, and you agree to absolve us of all liability should you use such information in any real-world financial or other conduct.
Testimonials. Testimonials, payout certifications and compensation disclosures do not represent the experience of every User and shall not be considered a guarantee or indication of future performance or success.
Own risk. Use of any information provided by us is at the User's own risk. We bear no responsibility for any such use, especially outside of our Synthetic Markets and Simulation Platforms. Forex trading, as well as trading in almost any other market with almost any other instrument, involves substantial risk and is not suitable for every investor. Only risk capital should be used or even allocated for both real-world trading and the order of our Services. Past performance does not predict future results.
Mandatory Legal Disclaimer (CFTC Rule 4.41). HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN INHERENT LIMITATIONS THAT DO NOT FULLY EQUATE TO, OR OTHERWISE MIRROR, ACTUAL TRADING IN REAL MARKETS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. BECAUSE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER- OR OVER-COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN.

ARTICLE 1. DEFINITIONS, INTERPRETATION AND CONTRACTING PARTIES

1.1 Definitions. In these Master Terms, the following capitalised terms have the meanings set out below; the same meanings apply in the Product Terms unless expressly stated otherwise:

"Provider", "we", "us", "our" mean(s) EON STRATEGY, a company incorporated under the laws of the United Arab Emirates, licence no. 2204298.01, with registered office at The Meydan Grandstand, 6th Floor, Meydan Road, Nad Al Sheba, Dubai, United Arab Emirates, P.O. Box 35195, together with the affiliated entities identified in Article 1.4 to the extent each is involved in providing the Services.
"UZO" mean(s) the operating brand under which the Provider offers the Services.
"User", "you", "your", "Data Contributor" mean(s) the natural person who accesses or uses the Services or, where we expressly permit, the legal entity on whose behalf the Services are accessed.
"Services" mean(s) collectively, all products, Programs, the Website, the User Section, the Simulation Platform(s), the Synthetic Markets, analytical and statistical tools, educational and training content, community features, and any other functionality or content we make available, in each case as amended from time to time.
"Program" or "Product" mean(s) any individual offering of the Services that is governed by Product Terms, including the Evaluation, Instant and Breakout families and any future offering.
"Synthetic Market" or "SynFi Environment" mean(s) the fully simulated, generated, virtual, and non-custodial market environment in which all Programs operate. A Synthetic Market is not a feed from, mirror of, replica of, or claim upon any real market or venue; price and event series within it are used solely to create realistic conditions for behavioural-data generation.
"Simulation" mean(s) your decision-making activity conducted within a Synthetic Market through a Simulation Platform.
"Simulation Platform" mean(s) the technical platform(s) (whether operated by us or by a third party) through which the Simulation is delivered.
"Simulated Balance" mean(s) the virtual, non-withdrawable, non-redeemable figures allocated to a Simulation account for the purpose of simulated decision-making; the Simulated Balance is not money, capital, a deposit, a credit, or an asset of any kind, and confers no monetary entitlement.
"SDCD" or "SDCD Dataset" mean(s) Structured Data Contribution for Development, ie. all structured behavioural, performance, decision-making, psychological, interaction-based, statistical and pattern data generated by you within the Simulation, together with all related metadata.
"Compensation" mean(s) any amount payable to you under Article 9, in the forms, in the amounts and on the conditions defined in Article 9 and the applicable Product Terms. Compensation is consideration for the contribution and research quality of your SDCD Dataset and is not, in any case, a trading profit, investment return, profit share, or gambling win.
"DQS" or "Data Quality Score" mean(s) the transparent, fixed-weight methodology described in Article 10 by which the research value of a contributed dataset may be assessed.
"User Section" mean(s) the password-protected account environment (dashboard) through which you access and manage the Services.
"Website" mean(s) uzo.com and its sub-domains and associated pages.
"Restrictions" mean(s) the detailed descriptions, parameters and examples of Prohibited Conduct published by us and referenced in Article 7.

1.2 Interpretation. Headings are for convenience only and do not affect interpretation. Words in the singular include the plural and vice versa. "Including", "include" and "in particular" mean "including without limitation". A reference to a fee, price, amount, percentage, target, limit, drawdown level, session length, reward, incentive or any other parameter is a reference to the value published on the relevant product or plans page of the Website (or in our referenced documentation) and incorporated into these Master Terms and the applicable Product Terms by reference, as that value may be set or updated in accordance with Article 6 and Article 16. References to legislation include any amendment or re-enactment of it.

1.3 Status of Referenced Materials. The pages, schedules, tables, documentation and policies referenced in these Master Terms (including the plans/pricing pages, the Restrictions, the DQS methodology, the Privacy Policy and the Cookies Policy) form an integral part of the contractual framework. Where any such referenced material is illustrative or explanatory only (for example, worked calculation examples), it is expressly identified as such and does not create binding parameters; the binding parameters are those published as the Product parameters.

1.4 Contracting Parties and Roles. The UZO Services are provided through the following entities, acting in the roles indicated:

EON STRATEGY (UAE, licence 2204298.01) operates the Synthetic Markets and Simulation Platforms, collects and holds the rights to the SDCD Datasets, and is your principal counterparty for the provision of the Services and the payment of Compensation, except where a Product Term designates otherwise.
UZO LTD., incorporated in Saint Lucia, with registered number 2026-00444 and registered address at Ground Floor, Rodney Court Building, Rodney Bay, Gros Islet, St. Lucia, manages and operates the MetaTrader 5 (MetaQuotes) Simulation Platform.

You acknowledge that the allocation of roles within the Provider group is internal and does not diminish your rights under these Master Terms. We may, in accordance with Article 16.8, reorganise these roles.

1.5 Construction of the Agreement. This agreement must, in every case, be interpreted strictly as a synthetic-market behavioural-data agreement. It must never be construed or represented as, and shall not be deemed to constitute an investment service, portfolio, asset or fund management, the acceptance of deposits, the provision of credit or funding, a profit-sharing or partnership arrangement, proprietary trading, a gambling, gaming, lottery, contest or chance-based activity, or an opportunity to trade real capital or to access real markets.

ARTICLE 2. NATURE OF THE SERVICE AND USER ACKNOWLEDGMENTS

2.1 The Services are designed to provide you with a set of tools for simulated decision-making in Synthetic Markets, together with related analytical tools and educational, training and research content, delivered via the designated User Section and Simulation Platform.

2.2 You hereby acknowledge and agree that any and all actions taken through the Services are simulated and are reflected exclusively within our internal systems, and specifically that:

2.2.1 No real trading on real markets takes place at any point.
2.2.2 No actual funds are traded; all Simulated Balances are allocated purely for simulated decision-making and cannot be used in any way for real-world trading activities, nor withdrawn, redeemed or transferred as money.
2.2.3 You are not entitled to the payment of any Simulated Balance, nor to any fee, profit, yield, dividend or financial gain resulting, as such, from your performance within the Simulation.
2.2.4 You bear no real-world financial loss resulting from the Simulation, and no real capital of yours is ever placed at risk.
2.2.5 All Compensation, if any, is paid strictly as consideration for the contribution of your SDCD Dataset, on and subject to the conditions of Article 9 and the applicable Product Terms.

2.3 You further acknowledge that the purpose of the Services, from the Provider's perspective, is cumulatively:

the collection of structured behavioural data on decision-making;
research and development of the Provider's internal models, algorithms and systems;
the development and training of artificial-intelligence models;
the evaluation of consistency, adaptation and process discipline; and
the operation of a fully virtual, fictional, non-financial simulation environment under the SDCD framework. The existence and continuation of the Services do not depend on your individual performance.

2.4 Depending on the selected Program, successful completion may lead to a recommendation for the "UZO Data Contributor Program", which is governed by a separate agreement focused on advanced data generation and long-term behavioural stability.

ARTICLE 3. ELIGIBILITY AND RESTRICTED PERSONS

3.1 Age and Residence. The Services are intended exclusively for individuals who are aged 18 years or older and who are residents of a country for which the Services are made available. The English-language version of these Master Terms applies to Users worldwide.

3.2 Restricted Persons. You may not access or use the Services, and we reserve the right to refuse to provide, or to limit or terminate, the Services from the outset or at any time, if you:

3.2.1 are a national of, or are residing, organised, established or incorporated in, any jurisdiction designated as a Restricted Country in the UZO Legal Disclaimer, or are otherwise a person with whom dealing is prohibited or restricted under applicable sanctions, export-control or anti-money-laundering laws; and/or
3.2.2 have any criminal history, in particular a criminal record related to financial misconduct, including fraud, money-laundering schemes, or the financing of terrorism.

3.3 Consequences and Continuing Obligation. If any restriction in Article 3.2 applies, or comes to apply during the relationship, we may refuse, suspend, limit or terminate the Services without prior notice and without any refund or other financial compensation, without prejudice to our other rights. You are responsible for ensuring that your access to and use of the Services is lawful in your jurisdiction. Eligibility, identity and related matters are verified in accordance with Article 11.

ARTICLE 4. ACCEPTANCE, ORDERS AND PROVISION OF SERVICES

4.1 Formation of Agreement. Upon completing the required registration or order form via the Website, or in cases where registration is not obligatory no later than your initial utilisation of the Services, you enter into a legally binding agreement with us comprising these Master Terms, the applicable Product Terms, and the referenced parameters. We will provide login information for the User Section and/or Simulation Platform, enabling you to access the ordered Services.

4.2 Scope of Services Ordered. The Services available for order include the Programs offered from time to time (such as the Evaluation, Instant and Breakout families), each with differing parameters (for example, the scope of analytical tools, Simulated Balance size, phase structure, applicable rules, and Compensation mechanics). You select the relevant Program, and where applicable the Simulation Platform and parameters, during the order process; that selection, together with the corresponding published parameters, governs the type and metrics of the Program.

4.3 Accuracy of Information. You are fully responsible for ensuring that all information (especially personal data) you submit through the order form, the User Section or otherwise is accurate, complete and kept up to date. Any change in your data must be reflected without undue delay. By providing an identification number or tax-registration number, or by declaring that you are a legal entity during registration or communication, you acknowledge that you will be treated accordingly and that you are responsible for the correctness of such information.

4.4 Verification and Confirmation of Orders. All data entered in the order form is subject to verification, correction and modification until the binding order for the Services is finalised. You confirm the selections and the information entered at the moment the binding order is placed.

4.5 Technical Requirements. You accept that obtaining and maintaining the appropriate technical equipment and software, including any third-party software required for the Simulation Platform to function, is your exclusive responsibility and at your own cost.

4.6 Availability and Changes to the Services. You acknowledge that the Services may experience intermittent availability due to maintenance, upgrades, or other factors, and we assume no liability for any such unavailability of the User Section, the Simulation Platform or other Services. We further reserve the right to modify, change, replace, add to, or remove any elements and functions of the Services at any time. Except as expressly provided in these Master Terms or required by mandatory law, you shall have no right to any refund or financial compensation in connection with such changes.

4.7 Protective Measures against Abusive Ordering. Should you (i) submit an unusually high volume of order forms relative to the timeframe of such submissions, (ii) engage, directly or indirectly, in any Prohibited Conduct under Article 7, or (iii) engage in any other form of behaviour harmful to us, and fail to remedy such behaviour after notification, we are entitled to suspend any further orders as well as any ongoing provision of Services to you, and to take the measures set out in Articles 7 and 14.

ARTICLE 5. USER SECTION, ACCOUNTS AND PLATFORMS

5.1 Single Account. Unless specifically agreed otherwise between us, you are limited to the establishment and maintenance of exclusively one User Account and one User Section, which shall be the exclusive repository for your Programs and Simulation activity.

5.2 Limits on Programs. Limitations may be imposed on the number of Programs held within a single User Section, contingent upon the initial or cumulative amount of Simulated Balance or other parameters published by us.

5.3 Non-transferability. Unless explicitly authorised by us, the initial Simulated Balance as well as any cumulative Simulated Balance allocated during the use of the Services shall be non-transferable and non-combinable between any accounts, Programs or Users.

5.4 Credential Security. You are fully responsible for maintaining the confidentiality of the login credentials used to access the User Section and the Simulation Platform. You are expressly prohibited from disclosing or sharing these credentials, and you are fully accountable for all activities conducted under your User Section or on the Simulation Platform. You undertake to indemnify and hold harmless us, our employees, representatives, agents and any persons acting on our behalf against any liability arising from any breach of this obligation.

5.5 Closure and Suspension. You may elect to terminate your User Account, including the deactivation of the User Section, by sending an email to [email protected]; such a request is construed as a formal application for termination of the agreement. You acknowledge that you may suspend your activity on the Simulation Platform at any given time.

5.6 Third-party Platforms. The operators of any third-party trading or simulation platforms used during the provision of Services are separate entities governed by their own terms, conditions and privacy policies. You undertake to comply with such third-party terms, and you indemnify and hold us harmless against any liability arising from your breach of them. We are not responsible for the acts, omissions or availability of such third-party platforms.

5.7 Data-access Acknowledgement. You expressly acknowledge, and in cases where no other legal title for data-processing exists you also expressly consent, that we are fully entitled to access, unilaterally and without limitation, any and all data concerning your Simulation activity on the Simulation Platform, and you extend this acknowledgement and potential consent to any third-party operator, in each case for the purposes of operating the Services, conducting research, performing verification and audit (Article 11), and exercising our rights under the SDCD licence (Article 8). You also expressly agree to those activities being executed automatically, without necessitating any further consent, consultation, or approval on your part, and that no financial compensation or revenue is owed to you for such use of the data. For the avoidance of doubt, we hereby acknowledge that irrespective of the use of your data you do not provide us with any investment advice, guidance, recommendations, suggestions and/or entice us in any way to participate in investing and/or otherwise copy your investment strategy or inspire ourselves with your strategy.

5.8 Platform Availability for U.S. Residents. The MT5 (MetaQuotes) platform is not available to Users who are residents of the United States. Such Users may access the Services through the following Simulation Platforms: TradeLocker, MatchTrader, Bybit and cTrader. The current list of Simulation Platforms available for each Program is published on the Website.

ARTICLE 6. APPLICABLE FEES AND TERMS OF PAYMENT

6.1 Determination of Fees. The fees for the Programs vary based on a range of factors, including:

6.1.1 the type of Services and Program selected by the User;
6.1.2 the amount of initial Simulated Balance allocated to the User;
6.1.3 the acceptable risk parameters and limits applicable to the User; and
6.1.4 the specific goals and parameters that must be met for the successful completion of the Program and each of its individual phases (if any).

Comprehensive information defining these elements, as well as other conditions and the corresponding fee structure, is published at the “Plans” section on our website and is incorporated by reference. We also retain the discretion to provide Services under individually defined terms. Such individually defined terms are subject to our own policies, are not legally guaranteed, and are fully within our discretion. Any benefits, discounts or other advantages offered under individually defined terms are exclusive and cannot be combined with each other, unless expressly allowed by us.

6.2 Purpose of the Fee and Non-refundability. The fee is charged to facilitate your access to the relevant Program and the Services provided therein. Notwithstanding any specific consumer rights and obligations defined in Article 14, the User shall not be entitled to a refund of the paid fee under any circumstances, including instances of: cancellation or deactivation of the User Section; termination of the Services; failure to meet any condition or parameter of a Program (or any of its phases); or breach of any obligation under these Master Terms or the applicable Product Terms. Each fee grants access to one Program instance; a new instance requires a new fee.

6.3 Right to Modify Fees and Parameters. The Provider retains the exclusive right to modify, at any time, the fees and any parameters associated with the Services, including the conditions for the successful completion of Programs. Such modifications do not affect a Program that you have already purchased and activated, save where required by mandatory law or applied in accordance with Article 16.3.

6.4 Disputes and Chargebacks. Should you raise an unfounded complaint, contest, or otherwise engage in a dispute concerning the paid fee (including disputes with your bank or payment-service provider, for example via chargeback or similar mechanisms), and thereby seek the annulment, cancellation or refund of the fee or any part thereof, we reserve the right to cease all Services and to decline any future Services offerings at our own discretion, and to recover from you any resulting costs, without prejudice to our other rights.

6.5 Currency. The fee schedule for the Programs is denominated primarily in EUR; further payment options in alternative currencies may be made available through the Website. Should you opt for an alternative currency, any exchange-rate differences, conversion costs and related charges are borne by you.

6.6 Taxes on Fees. All Service fees stated in these Master Terms, on the Website and/or elsewhere are inclusive of any applicable taxes unless expressly stated otherwise. Should you operate as an entrepreneur, or be flagged by our systems as such, additional tax treatment may apply, and you remain responsible for your own tax position in accordance with Article 13.

6.7 Transaction Fees. For the avoidance of doubt, you are responsible for any transaction fees levied by the chosen payment service provider and are obligated to choose a payment method and remit such a payment that guarantees that the full fee (as determined in the order confirmation) is credited to our bank account. Payment is deemed complete no earlier than upon full credit to our account. Failure to adhere to the payment deadline authorises the Provider to rescind your order and fully terminate potential agreement arising therefrom.

6.8 Methods and Timing of Payment. Payment for the selected Program may be executed via credit card, cryptocurrency or other payment methods currently available on the Website, processed by the respective payment providers. Immediate payment is required for transactions conducted via credit card or other expedited payment methods. For bank transfers, a proforma invoice setting out the fee for the selected Program will be issued, and the Program is made available upon receipt of the corresponding funds.

ARTICLE 7. PROHIBITED CONDUCT AND CONSEQUENCES

7.1 General. While engaged in the Simulation, you may undertake any action except those identified as Prohibited Conduct under Articles 7.2 to 7.5. You are additionally required to observe universally recognised market standards and practices in the realm of operating on the markets, including the rules of risk management. You undertake to act in accordance with these Master Terms, the applicable Product Terms, the terms of any Simulation Platform, and the principles of fair dealing. The Simulation Platform you opt for may also impose specific trading conditions that must be adhered to; if so, you will be informed of such conditions and/or restrictions prior to engaging in the Simulation on the specific Simulation Platform.

7.2 Prohibited Practices. The following practices are strictly prohibited during any use of the Services, whether undertaken directly or indirectly:

7.2.1 any breach of these Master Terms, the Product Terms, or the terms of any Simulation Platform or third-party service provider used to deliver the Services;
7.2.2 any coordinated or individual manipulation of the Simulation, including the use of interconnected accounts, or accounts across different Provider entities, to execute counteractive or opposing activity;
7.2.3 the intentional or unintentional exploitation of errors of the Website, Simulation Platform or User Section, including data-freezing, price-display inaccuracies, update delays, and similar deficiencies;
7.2.4 activity based on external or delayed data feeds, or any other form of latency-based activity;
7.2.5 the use of software, robots, Expert Advisors (EAs), artificial intelligence, automated decision-making systems, high-frequency methods, tick-scalping, or any other high-speed data-entry method aimed at manipulating or gaining an unfair advantage;
7.2.6 the abuse of any guarantee of execution of limit orders;
7.2.7 the use of coordinated hedging between your accounts and/or third-party accounts, including the creation of several accounts or User Sections without our prior authorisation;
7.2.8 so-called gap activity during times of major global news or events that could influence the relevant simulated market, as well as gap activity less than the period published in the Restrictions before the close of a relevant simulated market;
7.2.9 any other action inconsistent with standard practice in the relevant markets, or that poses a risk of financial, reputational or other harm to the Provider (including overleveraging, overexposure, any form of arbitrage trading and so-called martingale trading).

The specifics, parameters and examples of the prohibited practices are further described in the Restrictions published by us on the Website, which form part of these Master Terms; in the event of conflict, these Master Terms prevail.

7.3 Personal Use Only. You expressly acknowledge and agree that all Services are for your personal use only. Consequently, you are expressly forbidden from:

7.3.1 allowing any third party to access or act on your account, or engaging any third party to act on your behalf, whether a private person or a professional, as well as copying third-party strategies (including mirroring, signalling, "pass-your-challenge" type services, and other forms of ensuring close-to-identical parameters to those of third parties based on prior cooperation or communication); and
7.3.2 accessing or acting on accounts belonging to third parties, or providing account-management or similar services whereby you act on behalf of another User.

Non-compliance with Article 7.3 is treated as Prohibited Conduct under Article 7.2, with the corresponding consequences.

7.4 Adherence to Risk Management. You are also prohibited from exploiting the Services by neglecting to apply standard risk-management practice. Such exploitation is treated as Prohibited Conduct and includes:

7.4.1 opening positions significantly larger than other positions on this or any other account held by you; and
7.4.2 opening a notably smaller or larger number of positions compared with your other activity.

7.5 Provider Discretion. We reserve the right to determine unilaterally, reasonably and at our own discretion, what other types of conduct or situations shall be considered Prohibited Conduct, and what the specific parameters and Restrictions are. We will publish material clarifications.

7.6 Consequences. Should you engage in any Prohibited Conduct under Articles 7.2 to 7.5, we reserve the right to enact one or more of the following remedial measures:

7.6.1 treat such engagement as a failure to satisfy the requisite conditions of the specific Program (including all of its phases) and as a breach of these Master Terms and the applicable Product Terms;
7.6.2 excise or negate any and all activity in violation of the prohibited practices from your records, and decline to incorporate the results of such activity into any assessment, dataset or Compensation calculation;
7.6.3 terminate the provision of all Services to you with immediate effect, and terminate this contractual agreement forthwith;
7.6.4 reduce the leverage offered to you on any Simulation Platform to a ratio published in the Restrictions, across any or all of your accounts;
7.6.5 withhold, deny, reduce or reverse any Compensation, including quality-based, completion-based and performance-based data Compensation, in accordance with Article 7.7.

7.7 Effect on Compensation (Data Contamination). You acknowledge that any Prohibited Conduct typically contaminates, distorts or invalidates the behavioural dataset generated, thereby depriving it of research value. Accordingly, where you engage in Prohibited Conduct, no Compensation of any kind shall be payable in respect of the affected Program or phase, including any baseline or participation Compensation, because the affected dataset has no usable research value. This applies irrespective of the volume of activity you generated.

7.8 No Refund on Enforcement. You shall not be entitled to any refund or any other type of financial compensation for any consequence rightfully taken by us under this Article, irrespective of any amount you may consider to have lost.

7.9 Cross-account and Multiple Violations. Where Prohibited Conduct is executed on one or more accounts belonging to a single User, or on accounts of different Users acting in concert, we are entitled, at our own discretion, to cancel all Services and terminate all corresponding contracts, and/or to impose the measures in Article 7.6 across all Services, accounts and Users engaged in such violations.

7.10 Third-party Platform Violations. You acknowledge that if any of your accounts were used for or involved in any Prohibited Conduct, such actions may also constitute a breach of the relevant third-party platform's terms, potentially resulting in the cancellation of such accounts and the termination of the corresponding third-party agreements.

7.11 Repeated Violations. If you regularly or repeatedly (two or more times) engage in Prohibited Conduct and have been previously notified by us, we may preclude you from accessing all or specific components of the Services, including the User Section and Simulation Platform, without warning, without further notification, and without any refund or other financial compensation.

7.12 Limitation of Liability for Your External Activity. We expressly disclaim any liability for trading or other investment activity you undertake beyond the scope of our contractual relationship, including any real-world situation in which you use the same platform for real (non-virtual) trading outside the scope of the Services, irrespective of whether we were aware of any such tendency.

7.13 Fair Dealing. Both you and we are obligated to act in accordance with the principles of fair dealing in the performance of this agreement and in any mutual negotiations. Neither party shall engage in actions that could harm the good reputation or legitimate interests of the other. Disputes shall be resolved in accordance with these Master Terms and applicable law.

ARTICLE 8. SDCD DATA LICENCE AND DATA RIGHTS

8.1 Critical Statement. The Compensation and all other potential rewards and amounts issued under this agreement are data-contribution incentives, calculated through the Structured Data Contribution for Development (SDCD) framework. They are not financial returns, profits, or payouts from trading, and they do not arise from any real market activity.

8.2 Grant of Licence. You hereby grant to the Provider a 100% exclusive, worldwide, perpetual, transferable, sublicensable, irrevocable and royalty-free licence to all data generated by you within the Simulation under the SDCD framework, together with the right to create, own and exploit derivative works based upon it.

8.3 Scope of Data. The behavioural data covered by the licence includes: decision-making processes; activity sequencing; the timing of entries and exits; risk-tolerance patterns; consistency, adaptation and discipline metrics; psychological signatures expressed in the data; the full simulated activity history; and all interaction metadata.

8.4 Provider Rights. The Provider may, without further consent or compensation: collect, store, analyse, modify, combine, anonymise, aggregate, transform, commercially use, license, sell, and transfer the SDCD data; and use it for the development and training of artificial-intelligence and machine-learning models, algorithmic and systematic systems, risk frameworks, simulators, and related technologies and products across the UZO ecosystem.

8.5 Data Sharing. The Provider may share the SDCD data with AI and research partners, financial institutions and firms, technology companies, business partners, academic institutions, and innovation laboratories. This includes the companies within the same group as the Provider.

8.6 User Acknowledgments and Waiver. You expressly acknowledge and agree that: all SDCD data is owned by the Provider; you waive all future rights, claims, demands, royalties or interests in connection with the data; the data may be anonymised, aggregated, transformed, repurposed or monetised; and the data may be provided back to you in aggregated or analytical form solely at the Provider's discretion.

8.7 Survival of the Licence. The licence is irrevocable and survives the termination of this agreement, and remains fully effective even if you fail a Program, breach these Terms, or never receive any Compensation. The existence of the licence does not depend on your performance; your performance and compliance affect only your entitlement (if any) to Compensation.

8.8 Privacy. Any personal data contained within, or derived from, the SDCD data is processed in accordance with the Privacy Policy and applicable data-protection law.

ARTICLE 9. COMPENSATION FRAMEWORK

9.1 Principle and Characterisation. Any Compensation payable to you is consideration for the contribution and research quality of your SDCD Dataset, and is payable only on the conditions set out in this Article and the applicable Product Terms. No Compensation constitutes, or shall be construed as, a profit split, a share of any trading profit, an investment return, interest, a dividend, a gambling win, or a guaranteed sum, regardless of any figure displayed for illustrative or marketing purposes. The basis, method of calculation, and conditions of each form of Compensation are disclosed to you in advance through these Master Terms, the applicable Product Terms, and the referenced parameters, so that the price/consideration relationship is transparent before you enter into the agreement.

9.2 Forms of Compensation. A Program may provide for one or more of the following forms of Compensation. Which forms apply to a given Program, the conditions for each, and all amounts and percentages, are defined in the applicable Product Terms and published at our Plans section on our website:

(a) Baseline Compensation is a fixed amount payable for the contribution of a qualifying dataset (for example, per phase or per period), where the applicable Product Terms so provide, subject always to Article 7.7;
(b) Quality-based Compensation is a variable amount determined by reference to the DQS methodology set out in Article 10;
(c) Completion-based Compensation is a one-off amount payable upon the successful, compliant and audited completion of all stages defined for the Program;
(d) Performance-based Data Compensation is Compensation the amount of which is derived from defined performance metrics of your Simulation (for example, a percentage referable to simulated performance). For the avoidance of doubt, this form of Compensation is consideration for your SDCD Dataset, the research value of which the parties agree correlates with such performance metrics; it is not a share of any real profit, real capital, deposit, or real trading result, and no real funds are advanced to, or held for, you.

9.3 Conditions Precedent to Payment. No Compensation becomes due or payable unless and until: (i) the conditions of the relevant form of Compensation and the applicable Product Terms are satisfied; (ii) you have completed identity verification and any applicable audit under Article 11; and (iii) no circumstance under Article 7 applies that entitles us to withhold or deny Compensation.

9.4 Settlement. Compensation is calculated and settled as described in the applicable Product Terms (for example, per phase, per cycle, or upon completion). We will, where applicable, make available to you a statement of the basis of calculation.

9.5 Payment Methods and Associated Costs. Compensation is paid by bank transfer (IBAN) or cryptocurrency, to the verified payment details provided under Article 11. Method-specific costs, network fees, and risks (including the volatility of any cryptocurrency between accrual and receipt) are borne by you. You are responsible for the accuracy of your payment details; we are not liable for amounts sent to details you provided incorrectly.

9.6 No Entitlement Beyond Stated Mechanics. You have no entitlement to any Compensation other than that expressly provided by the applicable Product Terms. There is no entitlement to any recurring, periodic, percentage-based or perpetual payment except to the extent a Product expressly and specifically defines it, and any such entitlement remains subject to Articles 7, 9.3 and 11.

9.7 Withholding, Adjustment and Recovery. We may withhold, delay, reduce, set off or reverse Compensation to the extent necessary for: the conduct or completion of an audit under Article 11; the investigation or sanctioning of suspected Prohibited Conduct under Article 7; the correction of a technical or calculation error; or compliance with a legal, regulatory or tax obligation. Where Compensation has been paid in error or in circumstances later found to involve Prohibited Conduct, you must repay it on demand.

9.8 Taxes on Compensation. Compensation is subject to Article 13; all tax obligations arising from Compensation are borne by you.

ARTICLE 10. DATA QUALITY SCORE (DQS)

10.1 DQS Principle. Where a Program provides for quality-based Compensation, the amount may be determined by a transparent algorithmic assessment (the DQS) of the research value of your contributed dataset, applying defined factors with fixed weights that will not be changed during your active participation in that Program. The factor set, the weighting, the score bands and any worked examples are published on the Website and incorporated by reference.

10.2 Transparency and Consistency. We will not modify the DQS methodology applicable to your active participation in a given Program after you have commenced it. After assessment of a dataset, you may view a breakdown of your score across the published factors.

10.3 Appeals. You may request a review of your DQS within the period published in the documentation (and in any event within a reasonable time) by writing to [email protected] with a detailed justification. We will review and respond within a reasonable time. Our reasoned determination is final, without prejudice to your mandatory legal rights.

10.4 Research Value, not Profitability. A higher DQS reflects greater research value of the dataset, not trading profitability. A dataset from a failed Program may attract higher quality-based Compensation than one from a passed Program, and vice versa.

ARTICLE 11. VERIFICATION, KYC/AML AND AUDIT

11.1 Identity Verification. Before any Compensation is paid, you must successfully complete identity verification through our designated provider or an equivalent provider, which may require: a government-issued photo identity document; facial-recognition matching against the submitted document; a liveness check; and address verification where required by the applicable jurisdiction.

11.2 Audit. Compensation, and in particular completion-based Compensation, is conditional upon your passing a comprehensive, multi-layer audit, which may include, without limitation: technical audit; data-integrity verification; latency and feed analysis; anti-manipulation and anti-collusion screening; device, IP and geolocation review; consistency checks; and KYC, AML and KYB procedures under applicable regulations. Failure to pass the audit means the relevant Compensation will not be paid, without prejudice to the survival of the SDCD licence under Article 8.7.

11.3 Behavioural-anomaly Detection. We may additionally verify: behavioural-anomaly patterns; IP rotation or proxy usage; device-fingerprint irregularities; the use of automation tools; historical patterns of fraud; multi-account correlation; metadata continuity; and attempts to circumvent the rules.

11.4 Additional Documentation. We may request additional documents at any time during the audit, including proof of identity, proof of address, an explanation of behavioural anomalies, device verification, and source-of-funds information for AML compliance. Failure to provide requested documentation within a reasonable time entitles us to withhold the relevant Compensation.

11.5 Payment Details. During verification you provide your preferred payment details (IBAN or cryptocurrency wallet address). Compensation is processed only to verified details.

ARTICLE 12. INTELLECTUAL PROPERTY AND ACCEPTABLE USE

12.1 Ownership. All elements comprising the Website and the Services, including the User Section, visual design, applications, software, databases, and multimedia content such as text, drawings, graphics, icons, images, audio and video, are owned by us or our licensors and are protected by copyright and other intellectual-property rights.

12.2 Proprietary Notices. You agree to observe and abide by all copyright and other proprietary notices, legends and restrictions contained in any such content, and you will not make any changes to them.

12.3 Trademarks. All trademarks, logos, trade names and other proprietary designations are the exclusive property of us or our licensors. No authorisation or licence to use these marks is granted to you.

12.4 No Additional Rights. Except for the rights expressly defined in these Master Terms, no additional rights relating to the Services or any other content are conferred upon you; your use is restricted to that necessary to enjoy the Services.

12.5 Prohibited Uses. In accessing the Services and content, you are expressly prohibited from:

12.5.1 reverse-engineering, decompiling, disassembling, or otherwise modifying the Website and other content;
12.5.2 selling, renting, lending, licensing, distributing, reproducing, or otherwise using the Services or content in a manner not explicitly permitted;
12.5.3 employing any tools or methods that could negatively impact the functionality of the Website and Services, or exploiting any errors, bugs or deficiencies therein;
12.5.4 creating copies or backups of the Website and other content;
12.5.5 using automated means, including bots and scrapers, to view, display or collect information available through the Website or Services;
12.5.6 circumventing any geographical or other technical restrictions; and/or
12.5.7 employing any other tools, methods or practices that could cause harm to us.

12.6 Relationship to the SDCD Licence. This Article concerns the Provider's intellectual property in the platform and content. Your contribution of behavioural data, and the licence you grant in respect of it, are governed by Article 8.

ARTICLE 13. NON-INVESTMENT DISCLAIMERS, TAXES AND LIMITATION OF LIABILITY

13.1 AS-IS. You acknowledge that the Services and other content are provided AS-IS, with all errors, defects and shortcomings present both at the conclusion of the agreement and at any time during the provision of the Services.

13.2 Own Responsibility. Use of the Services and content is solely your responsibility and at your own risk. You should fully understand the implications of, and every material aspect of, the Services before engaging with them.

13.3 Warranty Disclaimer. To the maximum extent permitted by applicable law, we disclaim all statutory, contractual, express and implied warranties, including quality, merchantability, fitness for a particular purpose, and non-infringement.

13.4 Limitation of Liability. Within the boundaries of mandatory legal provisions, we are not liable for any harm you may experience, including indirect, incidental, special, punitive or consequential damages, lost profits, loss of data, personal or other non-monetary harm, or property damage resulting from the use of, or reliance on, the Services or any tool, functionality or content (collectively, "Harm"). We are likewise not responsible or liable for any third-party products, services or content used in connection with the Services, including any Simulation Platform, liquidity or data provider, including latency, slippage, requotes, data-feed interruptions, freezes or inaccuracies, downtime, server outages, or connection issues.

13.5 Liability cap. You agree and acknowledge that, in the event any court or competent authority finds us liable, including any liability in connection with any agreement concluded between us, these Master Terms, or any Harm under Article 13.4, our aggregate liability for any and all Harm shall be limited to the total of the fees you paid for the Services related to the relevant claim within the 12 calendar months preceding the occurrence giving rise to the claim.

13.6 User Tax Obligation. You are solely responsible for determining, declaring, reporting and paying any and all taxes, duties and contributions arising from your participation in the Services and from any Compensation (including monetary Compensation paid by IBAN or cryptocurrency). The Provider:

13.6.1 does not provide tax or legal advice and does not calculate taxes on your behalf;
13.6.2 does not withhold taxes from Compensation unless required to do so by applicable law;
13.6.3 makes no representation that any particular tax treatment applies; tax treatment varies by jurisdiction and by the form of Compensation, and you should consult a qualified tax professional in your jurisdiction.

Where applicable law requires the Provider to report payments or withhold amounts, the Provider will do so, and any such withholding discharges the corresponding Compensation obligation to that extent. Detailed, non-binding tax guidance is published on the Website.

13.7 Force Majeure. We are not liable for any failure or delay in performing our obligations due to serious technical or operational reasons beyond our reasonable control, including crises, natural disasters, wars, insurrections, civil unrest, government or regulatory action, sanctions, internet or infrastructure failures, cyberattacks, pandemics or other public-health emergencies, threats to a large number of people, or the failure of third-party service providers (including liquidity, hosting and payment providers), or where we are prevented from providing the Services by a legal obligation or a decision of a public authority. During such an event, the affected obligations are suspended for its duration; if it continues for more than 30 days, either party may terminate the affected agreement without liability.

ARTICLE 14. DURATION, TERMINATION AND CONSUMER WITHDRAWAL

14.1 Duration. The agreement is concluded for a definite period, until the relevant Program is either successfully completed or failed, as set out in the applicable Product Terms, and/or as otherwise agreed individually, unless terminated earlier in accordance with these Master Terms.

14.2 Termination by the Parties and Automatic Termination. The agreement may be terminated earlier by either party in accordance with these Master Terms. Automatic and immediate termination occurs upon the events specified in these Master Terms and the applicable Product Terms, including failure to activate a Program within the activation window published for that Program, and the events in Articles 7 and 14.3.

14.3 Termination by the Provider for Cause. We may terminate this agreement with cause and immediate effect where the continued provision of the Services would affect, or require us to compromise, our ability to comply with our legal or regulatory obligations, or where you commit a material breach under Article 16.1.

14.4 Termination without Cause. Either party may terminate this agreement without cause by serving written notice at least 7 days in advance via the communication channels in Article 16.2. Termination without cause does not entitle you to any refund except as required by mandatory law.

14.5 Consumer Right of Withdrawal and its Forfeiture. If you are a consumer, you generally have the right to withdraw from any contract without giving any reason within 14 days of its conclusion. However, the Services consist of the supply of digital content and/or services that begin to be performed upon activation; accordingly, by activating a Program and/or commencing any activity within the Simulation before the expiry of the 14-day period, you give your express prior consent to the immediate commencement of performance and acknowledge that you thereby forfeit and lose your right of withdrawal, to the extent permitted by applicable law. This forfeiture is also stated at the point of activation. A valid withdrawal (where the right has not been forfeited) must be sent to [email protected] within the 14-day period; we will confirm receipt promptly and refund the fees relating to the withdrawn agreement without undue delay, using the same payment method you used, unless agreed otherwise.

14.6 Effect of Termination. Termination does not affect: the SDCD licence (Article 8, which survives); accrued rights and obligations; or any provision which by its nature is intended to survive (including Articles 8, 12, 13, 15 and 16).

ARTICLE 15. REGION-SPECIFIC PROVISIONS

15.1 United States. This Article 15.1 applies to Users who are residents of the United States and takes precedence over other provisions with respect to such Users.

15.1.1 Arbitration. Any dispute, claim or controversy arising from or relating to this agreement, including its interpretation, enforcement, breach or validity, shall be resolved through binding arbitration.
15.1.2 Class-action Waiver. No arbitration shall proceed as, or be certified as, a class action, nor involve claims brought in a representative capacity.
15.1.3 No Consolidation. No arbitration shall be consolidated with any other arbitration; the parties arbitrate on an individual basis.
15.1.4 Governing Law. This agreement and any breach are governed by the laws of the Czech Republic, excluding conflict-of-laws principles.
15.1.5 Class and Representative-action Waiver. The parties waive the right to bring claims as a representative or member of any class or representative action, except where such waiver is unenforceable.
15.1.6 Jury-trial Waiver. The parties waive any right to a jury trial in any proceeding arising out of or related to this agreement.
15.1.7 State Exclusions. The provisions of this Article 15.1 do not apply to Users residing in California or Georgia.

15.2 Australia. If any statute implies a condition or warranty in relation to your use of the Website or Services and prohibits its exclusion, that term is included; our liability for its breach is limited as permitted by that statute.

15.3 Canada. You confirm that these Master Terms, the agreement and all related documents are in English. For Quebec and other applicable provinces, we will provide a 30-day advance written notice for amendments as required.

15.4 Japan. Intellectual-property rights under this agreement include rights under Articles 27 and 28 of the Copyright Act of Japan. We warrant that we are not involved with anti-social forces.

15.5 United Kingdom and EU. Our liability for Harm is not limited in respect of death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded by law.

15.6 General. The arbitration and choice-of-law and jurisdiction provisions of these Master Terms, and accompanying requirements, do not apply where they are unenforceable under the mandatory laws of the User's jurisdiction.

ARTICLE 16. COMMON AND FINAL PROVISIONS

16.1 Material breach. If you violate any provision of these Master Terms in a way that could harm us, including the obligations, declarations and conditions in Articles 3, 4.3, 7.2, 7.3, 7.4, 7.13 and 12.5, we reserve the right to restrict or terminate your access to all or some of the Services, including your future use or order of Services, the User Section and the Simulation Platform, without prior notice, refund or other financial compensation.

16.2 Communication. You acknowledge and agree that all communication pertaining to the provision of the Services, including their termination, withdrawal and amendment, shall be conducted through the channels we designate, namely the User Section and email.

16.3 Amendment of the Master Terms. We reserve the right to amend these Master Terms periodically. Unless agreed otherwise, such amendments take effect for an existing agreement provided that: we notify you of the amendment at least 7 days before it takes effect; should you disagree, you must express your rejection no later than the last business day preceding the effective date; upon receipt of such rejection, the agreement is deemed terminated, with no right to a refund or other financial compensation; and failure to express rejection is construed as acceptance. We are entitled to amend the Master Terms in particular for: (i) the introduction of new Services or products, or the amendment of existing ones; (ii) compliance with new legal or regulatory requirements applicable to us; (iii) enhancing the clarity and utility of these Master Terms; (iv) changes in the manner of delivery of the Services, including technological or background-process changes; and (v) accounting for variations in our operational costs.

16.4 Severability. Should any provision of the agreement or these Master Terms be deemed invalid, illegal or unenforceable within a specific jurisdiction, the remainder shall remain in effect and shall be construed so as to give the closest valid effect to the original intent.

16.5 Choice of Law and Jurisdiction. All legal relations established by these Master Terms, the agreement, or related to them, are governed by the laws of the Czech Republic, and any dispute is subject to the competent courts of the Czech Republic, save as Article 15 provides.

16.7 Consumer Protection and EU Rights. Articles 12 and 13 are not intended to deprive you of consumer rights that cannot be excluded under applicable law. This Article applies to consumers who are EU residents: the Czech Trade Inspection Authority (Štěpánská 567/15, 120 00 Prague 2) is competent for out-of-court resolution of consumer disputes.

16.8 Assignment. You acknowledge that we may assign our rights and obligations under these Master Terms or the agreement to a third party (including within the Provider group) without your consent; you may not assign your rights or obligations without our prior written consent.

16.9 No Waiver; No Custom. Non-enforcement of any provision by us or an authorised third party does not constitute a waiver of any right or claim. No past or future practice between the parties, and no general or industry custom not expressly mentioned in these Master Terms, shall be applicable.

16.10 No Consumer Codes; Risk Acceptance. We have not adopted any consumer code of conduct. Both parties have assessed and accept the potential risks arising from these Master Terms and the agreement.

16.11 Entire Agreement. These Master Terms, together with the applicable Product Terms and the parameters published on the relevant Product page and referenced documentation, constitute the entire agreement between you and us regarding the subject matter, superseding all prior verbal or written agreements. Each Product Terms incorporates these Master Terms by reference; the numbers and parameters published on the relevant product/plans page form part of the Product Terms by reference; and precedence among them is governed by the Preamble.